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Introduction to consumer credit

November 07, 2005 EST | Credit Reporting

Consumer credit refers to credit in some form given to the consumers. It is a way of financing a client on condition of a deferred payment, at a later date or within a particular period of time. The businesses that...

How to boost your credit score

October 18, 2005 EST | Credit Reporting

Years ago your credit score was a big secret, known only to a select few such as your mortgage and credit card companies. In 2000, Fair, Isaac Co., the major supplier of credit scoring software, announced they would begin sharing...

Identity stolen - basic steps to follow

June 02, 2005 EST | Credit Reporting

How can someone steal your identity? Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes. Identity theft...

Access to your free credit report - part II

June 02, 2005 EST | Credit Reporting

Why would I want to get a copy of my credit report? You may want to review your credit report: because the information it contains affects whether you can get a loan and how much you will have to...

Access to your free credit report - part I

June 02, 2005 EST | Credit Reporting

A recent amendment to the federal Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes...