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Essential buyer’s guide for overseas real estate
July 29, 2005 EST | Real Estate
Don’t leave your brain on the airplane when you step out in search of that dream overseas home, find out how to survive any unscrupulous sales practices and complicated buying processes with this essential guide for the overseas real estate... [More...]
Find the best mortgage company
July 29, 2005 EST | Mortgage
If you do not wish to commit to living in one place for at least a few years, then owning a house is probably not for you, at least not yet. With the transaction costs of buying and selling a... [More...]
Lower mortgage payments can increase wealth
July 26, 2005 EST | Wealth Planning
Creating and maintaining wealth is a very difficult task. Ask any millionaire!!! The delicate balance of living a dream lifestyle and holding expenses tight creates this difficulty. As a financial advisor, I have assisted people accumulate monies to live their... [More...]
Think before buying a house
July 26, 2005 EST | Real Estate
So you’ve been renting an apartment for a while and your friends are all buying houses and settling down to nice, quiet suburban lifestyle. Is this something you should be doing too? To put even more pressure on you, every... [More...]
Retirement income needs
July 24, 2005 EST | Retirement | Comments (1)
It is widely written that you need 75% of your present income to maintain your present life-style in retirement. If you make 100 thousand now, figure 75 thousand in retirement; fifty thousand now, figure 37.5 thousand in retirement. The average... [More...]
Debt consolidation - Is it really the best option for you?
July 24, 2005 EST | Debt Consolidation
It is a very common question that people pose to themselves across the English speaking world: should I consolidate my outstanding debt? There is no single answer to this question, as no two people have identical finances and other personal... [More...]
SEC charges stock promoters in phony fax scam
July 21, 2005 EST | Financial News
Washington, D.C., July 18, 2005 - The Securities and Exchange Commission today filed charges in a scam designed to con investors into believing they had inadvertently received a confidential stock tip faxed from a stockbroker to his client. Unlike typical... [More...]
Fraudulent “Debt Negotiators” settle FTC charges
July 21, 2005 EST | Debt Consolidation , Financial News
A group of defendants promising negotiation services that would “drastically” reduce consumers’ debts have settled Federal Trade Commission charges that their deceptive claims violated federal law and harmed consumers who engaged the defendants’ services and stopped contacting creditors. The defendants... [More...]
Important tips to real estate investing
July 19, 2005 EST | Investment , Real Estate | Comments (0)
When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know: 1. Compare Property Values and Rents Financial statistics only go so far;... [More...]
Get the best refinance home loan
July 19, 2005 EST | Mortgage
When going to refinance or get a mortgage loan quote, the internet can be a useful tool to shop around for the best interest rate. The reason the internet is a good place to start applying, is because most mortgage... [More...]
OCC encourages National Banks to work with customers affected by hurricane Dennis
July 16, 2005 EST | Consumer Info , Financial News
WASHINGTON - The Office of the Comptroller of the Currency (OCC) has outlined measures to assist national banks and their customers affected by Hurricane Dennis. The OCC regulates national banks. The OCC recognizes that the effects of natural disasters on... [More...]
Collection company settles unauthorized billing charges
July 16, 2005 EST | Consumer Info , Financial News
A company that sent bills to consumers for services consumers did not order has agreed to settle FTC charges that the billing scheme violated federal law. The company is barred from billing consumers without their express consent and is required... [More...]
Life after bankruptcy
July 14, 2005 EST | Debt Consolidation
Bankruptcy and Credit - What Happens After Your Debts Are Discharged? Bankruptcy will remain on your credit report for ten years. But you may be able to get credit fairly quickly - almost immediately after a bankruptcy - although you... [More...]
Bankruptcy - Your fresh start
July 14, 2005 EST | Debt Consolidation
Most American consumers are living too close to the edge. They are carrying too much credit card and mortgage debt and have too little in the way of savings. When the inevitable unexpected crisis comes along, they have little left... [More...]
Refinancing in New York
July 12, 2005 EST | Mortgage
If you are looking to refinance in New York, it helps to get the facts before you begin the refinancing process. If you have an existing high interest mortgage, refinancing now could be the best choice for you. You can... [More...]
No money down home loan
July 12, 2005 EST | Mortgage
Are you in the market to purchase a home but are concerned about not having enough money for the down payment? No down payment home loans or 100% financing for your mortgage loan used to be only advertised during late... [More...]
Selecting a good credit or budget counselor
July 10, 2005 EST | Debt Consolidation
Most of what credit counselors do you can do for yourself. But, if you’re too emotionally involved with your money situation to create and stick with a plan and negotiate with your creditors then using a credit counselor may be... [More...]
Index funds - are they right for you?
July 10, 2005 EST | Investment
Indexing is an investment approach that seeks to match the investment returns of a stock or bond index. An investment manager tries to duplicate the target index by holding all the securities in the index. This is what is called... [More...]
FOMC board discount rate action
July 08, 2005 EST | Consumer Info , Financial News
The Federal Open Market Committee decided today (6/30/2005) to raise its target for the federal funds rate by 25 basis points to 3-1/4 percent. The Committee believes that, even after this action, the stance of monetary policy remains accommodative and,... [More...]
SEC charges individuals with fraudulent scheme to obtain stock in NewAlliance Bankshares IPO
July 08, 2005 EST | Consumer Info , Financial News
Washington, D.C., June 28, 2005 - The Securities and Exchange Commission today announced the filing of civil fraud charges against five individuals in connection with the initial public offering of NewAlliance Bancshares, Inc. The fraud arises out of a scheme... [More...]
Finding an auto loan with bad credit
July 05, 2005 EST | Auto Loans
Finding an auto loan online is easy regardless of you credit score. By simply completing a simple one page application hundreds of online lenders who will compete for your loan business. There are certain guidelines you should follow which could... [More...]
What is foreclosure
July 05, 2005 EST | Banking/Trading
Can foreclosure be avoided? For many people, the worst thing that can happen to them is foreclosure on the house that they have dreamt about all their lives. But, there are things that you can do to save yourself this... [More...]
Financial planning for singles
July 03, 2005 EST | Insurance , Investment , Real Estate , Wealth Planning
Financial planning often gets a bad rap. Part of the problem is self-inflicted, since some industry participants would rather sell you a product than address your financial concerns. The process of planning is important, though, whether done with a professional... [More...]
Life settlement overview
July 03, 2005 EST | Insurance
A “Life Settlement” is a lump sum settlement paid to the owner of a life insurance policy by one of many funding sources in exchange for the ownership of the policy. Never before have non-terminal policyholders been able to receive... [More...]
How to get a low interest credit card
July 01, 2005 EST | Credit Card | Comments (0)
Consumers often have the first credit card that they ever applied for, never really analizing how the interest rate affects their payments, but many other options exist and can help consumers decrease their payments and achieve financial stability. With interest... [More...]
Eliminating debt is a step-by-step process
July 01, 2005 EST | Debt Consolidation
Americans everywhere are swimming in a sea of debt. Do you have a home mortgage, a car loan, credit cards, and even store shopping cards? If so, then most likely you are struggling each and every month just to make... [More...]
